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The age and type of car seat can influence whether auto insurance covers its replacement after an accident. Most insurers are more likely to cover new infant or toddler seats that meet current safety standards as they pose higher safety risks if damaged or replaced with non-compliant alternatives. On average most insurers will cover infant/toddler seats more readily because they're critical safety equipment while older children booster seats might face more scrutiny depending upon their condition prior-to-accident occurrence when submitted along-with supporting evidence during claim evaluation process by adjuster personnel at company offices

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